Construction Finance

Construction Finance facilities provide funding against Applications for Payment for the first tier subcontractor sector. Specialist providers offer funding against Uncertified Applications for Payment on a fully confidential basis.

Benefits include:-

  • Receiving cash payments at the point of raising an Application for Payment (rather than waiting for it to be certified);
  • Eases pressure on cashflow, allowing supplier and wage payments to be made in a timely manner;
  • Non-disclosure of the funder to your customer;
  • Provision of full, confidential credit control and sales ledger management services enabling you to maintain customer relationships;
  • Added-value service in respect of contract management.

Due to the specialist nature of this service, prepayments against invoices and Applications can vary, typically between 20% and 70% depending on sector and the nature of the contractual work.

Typical trades supported are:-

  • Decorating
  • Electrical contracting
  • Flooring
  • Groundworks
  • Heating
  • Industrial cleaning
  • Plastering / Dry lining
  • Plumbing
  • Property maintenance
  • Roofing
  • Scaffolding

As this type of facility is considered to involve a higher risk to funnders than a traditional factoring faciliiy, most funders would place more emphasis on business owners when undertaking their due diligence. In most cases funders will only commit if director/shareholders are houseowners.

Contact Avanti to see how we can help your business today. Call us on 0113 457 5853 or

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