Invoice Finance

Whenever a business sells services or goods on credit it issues an invoice and then has to wait to be paid. Typical payment terms may be 30 days or 60 days either after invoice date or the month end in which the invoice is issued. Invariably, terms are exceeded, which results in a drain on the lifeblood of the business, cash.

Invoice finance allows a business to borrow monies on the same day invoices are issued – so provides the business with cash much earlier. Funds raised can then be utilised to expand sales and profit, or alternatively to pay suppliers more quickly, which may enable early settlement discounts to be achieved.

Invoice finance has become the most common form of cashflow finance in the UK with almost 42,000 businesses using this type of facility, with aggregate borrowing of nearly £22 billion.

There are various products offered by banks and specialist independent companies, including:-

  • Confidential Invoice Discounting
  • Disclosed Invoice Discounting
  • Recourse Factoring
  • Non-Recourse Factoring
  • Confidential Factoring
  • CHOCC facilities (Client Handles Own Credit Control)
  • Export Factoring
  • Spot Factoring
  • Recruitment/Payroll Finance
  • Construction Finance

We can advise on the most suitable solution tailored to meet your business needs.

Contact Avanti to see how we can help your business today. Call us on 0113 457 5853 or

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